Quick Hot Tips

• Save Money: Lots of interest on your credit cards? If you’ve been making your payments, you can negotiate your current interest rate with your bank.

• Save Money: Don’t spend big money entertaining your children. Most can be entertained very affordably. Plus, what children really want is your time not money.

• Save Money: Repair clothing instead of tossing it out. Sew on new buttons or patch up jeans. Most basic sewing jobs can be done by anyone.