Quick Hot Tips

• Save Money: Make a list of what you need before shopping. Only get what’s on your list, and don’t be tempted by other things that look good.

• Save Money: Plan your meals for the week, so you can buy exactly what you need, and in bulk. Dining out or buying takeout at the last minute is very expensive.

• Save Money: Ignore brand names. Well-known brands, from clothes to food, are notoriously expensive and not necessarily worth the extra money.