Quick Hot Tips

• Stokvel Tip: Stokvels offer a low-risk investment option if you do not want the paperwork of a large bank and a far more simple solution.

• Stokvel Tip: Start a stokvel with a group of friends, relatives and other people you are close to and trust. Social capital is an important resource.

• Stokvel Tip: Before joining a stokvel, know upfront what is expected of you as a member and your contribution amount.