Quick Hot Tips

• Save Money: Plan and buy your Christmas gifts in advance. During the holidays, many shops hike their prices very high.

• Save Money: Instead of going out, have a date night at home. Play a game, watch a movie, or cook for each other. Save money while spending great time together.

• Save Money: Get your car serviced once a year. Maintaining it will cost less in the long run than having to replace parts that break from lack of maintenance.