Quick Hot Tips

• Save Money: Go through your closets, and find anything and everything you no longer use. Then, sell it online at an auction, or at a garage sale.

• Save Money: Lots of interest on your credit cards? If you’ve been making your payments, you can negotiate your current interest rate with your bank.

• Save Money: Don’t spend big money entertaining your children. Most can be entertained very affordably. Plus, what children really want is your time not money.