Quick Hot Tips

• Save Money: While it’s tempting to buy all those super cute baby clothes, keep in mind that babies and toddlers outgrow their clothes in a matter of months.

• Save Money: Buy an at-home manicure set and learn to do your own nails, instead of paying the nail salon.

• Save Money: Don’t purchase last-minute convenience gifts. When you find a great buy, stock up on a few so that you are prepared for the future.