Quick Hot Tips

• Save Money: Consider cutting up your credit card. Credit cards tempt you to spend money that you don’t have, and can get you into serious debt.

• Save Money: Avoid debt as much as possible. Remind yourself every time you use your credit card that you need to pay this money back with interest.

• Save Money: It costs you every time you draw money at the ATM. Plan your withdrawals for the month in advance to keep them low.