Make it big: Act the way you'd like to be, and soon you'll be the way you'd like to act. Bob Dylan.
Make it big: The way of success is the way of continuous pursuit of knowledge. Napoleon Hill.
Make it big: The test of success is not what you do when you are on top. Success is how high you bounce when you hit the bottom. George S. Patton, Jr.
Business Tip: Make sure you understand the labour laws so that your employees are getting their due leave and benefits. A lawsuit is expensive.
Business Tip: You shouldn't focus on why you can't do something, which is what most people do. You should focus on why perhaps you can.
Business Tip: Be careful of using all your own money to start your business. Find investors, because you don't want to end up without means if things go wrong.
Stokvel Tip: Informal savings plans such as stokvels offer less constraint than a savings account at a bank, but they do not have the same level of security.
Stokvel Tip: Research shows that investment stokvels are mostly used by males, and grocery stokvel members are mostly used by women.
Stokvel Tip: The perception that stokvels are for 'old women in poor communities' is rapidly changing, as more high-income earners are joining stokvels.
Save Money: Do holiday shopping in advance after the holidays. For example, get wrapping paper, cards, bows, and gift bags the day after Christmas.
Save Money: Make your own gifts or give your time. For example, you could give new parents an evening of babysitting as a gift – they will love it!
Save Money: Remove your credit card numbers from your online accounts. Having to type it in manually each time will act as a deterrent.