Make it big: The first step toward success is taken when you refuse to be a captive of the environment in which you first find yourself. Mark Caine.
Make it big: Persistence is the most travelled path to success. Bryant H. McGill.
Make it big: For true success, ask yourself these four questions: 'Why?' 'Why not?' 'Why not me?' 'Why not now?' James Allen.
Make it big: One important key to success is self-confidence. An important key to self-confidence is preparation. Arthur Ashe.
Make it big: Most people are searching for a path to success that is both easy and certain. Most paths are neither. Seth Godin.
Make it big: The path to success is to take massive, determined action. Tony Robbins.
Make it big: Have the courage to follow your heart and intuition. They already know what you truly want to become. Everything else is secondary. Steve Jobs.
Make it big: There are no secrets to success. It is the result of preparation, hard work, and learning from failure. Colin Powell.
Business Tip: If you've been up and running for a while, remember why you started your business. Does your current business achieve this goal?
Business Tip: Learn to remain calm during stressful situations. You don't want a reputation as someone who screams and shouts at employees or colleagues.
Business Tip: Build a support group. This can be your companions that help you with the execution of your plan, or other entrepreneurs just starting out.
Business Tip: Don't be afraid to ask for help. Reach out to a mentor, a family member or a friend if you are feeling overwhelmed, and need to talk.
Business Tip: Learn to listen to the advice or suggestions from more experienced entrepreneurs and business-owners. They understand the industry better.
Business Tip: You don't always need to pay for expensive software. Check freeware and open source software for programs for your business first, before buying.
Business Tip: Keep up to date with the new technology coming out all the time, and see if any of it will male running your business easier.
Business Tip: Keep your body moving. Running your own business can be stressful. Go out for a run, head to the gym or attend a yoga class.
Stokvel Tip: Some stokvels offer the option to borrow from the group account, with a varying interest rate. This depends on the amount needed and for how long.
Stokvel Tip: The average contribution each month for a burial stokvel is R210. Investment stokvels are much higher, with amounts ranging between R300 and R500.
Stokvel Tip: The most popular stokvels are savings, burial, grocery, birthday and investment-savings groups.
Stokvel Tip: Anyone can join a stokvel. If you are able to contribute the required amount on the a regular basis and are acceptable, then you can join.
Stokvel Tip: Stokvels usually do not have any interest charged on outstanding contributions, so if you fall behind you only pay the amount you missed.
Stokvel Tip: The majority of stokvels are concentrated in Gauteng, followed by Limpopo then Kwa-Zulu Natal. Finding one in these areas is not difficult.
Stokvel Tip: Choose a day of the week that is most convenient for stokvel members to pay their contributions, typically on payday or the Monday thereafter.
Stokvel Tip: Stokvels can be a big hand up if banks won't offer you any loans, but make sure they are well-managed and pay out on time.
Save Money: When you pick up an item and add it to your trolley, stop for 10 seconds, ask yourself why you're buying it, and whether you actually need it.
Save Money: Get crafty, and make your own gifts and cards at home instead of buying them. Take a look online to find craft ideas.
Save Money: If you're paying a monthly fee for your bank account, research what other banking offers are available. You might find a better option.
Save Money: Be a savvy shopper. If you really need something new, check out the sale racks at different stores first. Try to never buy an item at full price.
Save Money: Make sure that you pay all of your installments on time, to avoid late payment penalty fees and extra interest.
Save Money: Look for electricity-efficient appliances and electronics when purchasing new ones, as this can make a huge difference to your electricity bill.
Save Money: The moment you get paid, put some money into a savings account that you can't draw from, before you can spend it on other things.
Save Money: Take your vitamins and a pre-emptive flu shot if you can. Colds and flu can cost you a lot of money in medicine, especially in larger families.
