Make it big: Don't aim for success if you want it; just do what you love and believe in, and it will come naturally. David Frost.
Make it big: Try not to become a man of success, but rather try to become a man of value. Albert Einstein.
Make it big: Success is simple. Do what's right, the right way, at the right time. Arnold H. Glasow.
Make it big: As my father used to tell me, the only true sign of success in life is being able to do for a living that which makes you happy. Al Yankovic.
Make it big: Coming together is a beginning; keeping together is progress; working together is success. Henry Ford.
Make it big: Finding good partners is the key to success in anything: in business, in marriage and, especially, in investing. Robert Kiyosaki.
Make it big: Ever tried. Ever failed. No matter. Try Again. Fail again. Fail better. Samuel Beckett.
Make it big: The distance between insanity and genius is measured only by success. Bruce Feirstein.
Business Tip: Find a mentor. Talk to people you know with experience of what you're planning to do. Find someone to offer you support and advice along the way.
Business Tip: Write a business plan. If you're not sure how, ask someone with a lot of business experience. A solid business plan will guide you going forward.
Business Tip: Market research allows you to understand the competition. What similar products and services are out there already? How will yours be different?
Business Tip: Talk to people within your intended market demographic and get an idea of how they would react to your product or service.
Business Tip: Identify your market. Researching the market that you are thinking of entering is essential to determine if you are on the right track.
Business Tip: Get inspired. Read the start-up stories of successful businesses on websites, in books, or at events for people starting a business.
Business Tip: Find an accountability partner and have a weekly meeting. This is someone who isn't afraid to be honest with you and tells it like it is.
Business Tip: It's important to persevere. Forget about any past mistakes and failures, and just focus on how you can be successful in the here and now.
Stokvel Tip: Some stokvels offer the option to borrow from the group account, with a varying interest rate. This depends on the amount needed and for how long.
Stokvel Tip: The average contribution each month for a burial stokvel is R210. Investment stokvels are much higher, with amounts ranging between R300 and R500.
Stokvel Tip: The most popular stokvels are savings, burial, grocery, birthday and investment-savings groups.
Stokvel Tip: Anyone can join a stokvel. If you are able to contribute the required amount on the a regular basis and are acceptable, then you can join.
Stokvel Tip: Stokvels usually do not have any interest charged on outstanding contributions, so if you fall behind you only pay the amount you missed.
Stokvel Tip: The majority of stokvels are concentrated in Gauteng, followed by Limpopo then Kwa-Zulu Natal. Finding one in these areas is not difficult.
Stokvel Tip: Choose a day of the week that is most convenient for stokvel members to pay their contributions, typically on payday or the Monday thereafter.
Stokvel Tip: Stokvels can be a big hand up if banks won't offer you any loans, but make sure they are well-managed and pay out on time.
Save Money: Do you live in a house or apartment that has empty space in it? Get a roommate to help pay for expenses.
Save Money: Learn how to do basic maintenance around the house so that you don't have to always call a plumber or handyman to get the job done.
Save Money: Do you still have a landline telephone? If so, how often do you really use it? Is it worth the monthly rental?
Save Money: Anytime you need something, see if you can source it for free first.
Save Money: If you're attending a fancy events, think about renting your dress or suit instead of buying an expensive option that you might only wear once.
Save Money: While it's tempting to buy all those super cute baby clothes, keep in mind that babies and toddlers outgrow their clothes in a matter of months.
Save Money: Buy an at-home manicure set and learn to do your own nails, instead of paying the nail salon.
Save Money: Don't purchase last-minute convenience gifts. When you find a great buy, stock up on a few so that you are prepared for the future.
