Make it big: The only time you fail is when you fall down and stay down. Stephen Richards.
Make it big: Success does not consist in never making mistakes, but in never making the same one a second time. George Bernard Shaw.
Make it big: Our greatest fear should not be of failure, but of succeeding at things in life that don't really matter. Francis Chan.
Make it big: Judge your success by what you had to give up in order to get it. Dalai Lama XIV.
Make it big: The biggest challenge after success is shutting up about it. Criss Jami.
Make it big: If at first you don't succeed, destroy all evidence that you tried. Steven Wright/
Make it big: Only those who dare to fail greatly can ever achieve greatly. Robert F. Kennedy.
Make it big: Don't let what you cannot do interfere with what you can do. John Wooden.
Business Tip: Many customers find their products and services online. Make sure that you have an updated and informative website.
Business Tip: Design a business logo. A well-designed, relevant logo can have an instant impact on your customers and leave a lasting impression.
Business Tip: Choose a business name that's unique, available and relevant.
Business Tip: Research the different types of business ownership models there are available, and which will be best for you, eg. a partnership.
Business Tip: Listen to the advice of experienced business-owners and entrepreneurs.
Business Tip: Get your family on board. Ask for their support. They should know that this will be a challenge financially and emotionally.
Business Tip: Find the right investors. Your investors need to share your passion and vision for the future of the business.
Business Tip: Find a mentor. Talk to people you know with experience of what you're planning to do. Find someone to offer you support and advice along the way.
Stokvel Tip: It pays to be vigilant! Constantly check bank statements to track the stokvel's payments and the total balance.
Stokvel Tip: Even though stokvels are largely informal, they can register with the National Stokvel Association to provide some level of legitimacy.
Stokvel Tip: Stokvels can ease economic burdens by keeping up with inflation, and members' payments can increase to keep pace with the inflation rate.
Stokvel Tip: A reasonable stokvel guideline is that should a member miss more than three months' payment, then they forfeit their end of year pay-out.
Stokvel Tip: Members do not need to sign any documents, but enforcing the rules is one of the most important guidelines.
Stokvel Tip: Stokvels succeed beyond the purpose of money; they exist to improve the lives of its members.
Stokvel Tip: One benefit of stokvels is that contributions do not feel like a grudge expense, and thus members are more committed to contributing.
Stokvel Tip: Stokvels offer a chance for low-income earners to put money toward savings – no matter how small – and reap the benefits.
Save Money: If the city's transport system is available to you, take it to work instead of driving your car. It's cheaper and you wont need to pay for parking.
Save Money: Grow your own herbs and vegetables. Caring for them is an inexpensive hobby and can save you on grocery bills.
Save Money: Inflate your tyres. Ensuring that your tyres are always at the recommended level will lower your fuel consumption and save on petrol money.
Save Money: Check out free events in town. Instead of paying for entertainment, find free fun, eg. playing sports, hiking trails, an open art exhibition, etc.
Save Money: If you live in an expensive area, take some time to decide if the extra expense is really worth it.
Save Money: Invest in a deep freezer. Having some extra freezer space allows you to buy in bulk and pay lower prices overall.
Save Money: Buy clothes that mix and match well, and you won't need nearly as many clothes.
Save Money: Try to fix things yourself. You can find online tutorials and videos that show you how to fix almost anything, and all for free.
