Make it big: I have not failed. I've just found 10 000 ways that won't work. Thomas Edison.
Make it big: If hard work is the key to success, most people would rather pick the lock. Claude McDonald.
Make it big: I never took a day off in my twenties. Not one. Bill Gates.
Make it big: It's not about ideas; it's about making ideas happen. Scott Belsky.
Make it big: If you're passionate about something and you work hard, then I think you will be successful. Pierre Omidyar.
Make it big: The only time you fail is when you fall down and stay down. Stephen Richards.
Make it big: Success does not consist in never making mistakes, but in never making the same one a second time. George Bernard Shaw.
Make it big: Our greatest fear should not be of failure, but of succeeding at things in life that don't really matter. Francis Chan.
Business Tip: To keep overheads to a minimum when you start out, try to work out of someone's home or garage. Rent is a huge expense.
Business Tip: Don't hire any employees until you absolutely have to. They're a large cost and there are a number of regulations involved.
Business Tip: Research the legal steps and paperwork involved in hiring new employees.
Business Tip: Don't forget that all businesses need to pay tax, so keep this in mind when calculating your costs.
Business Tip: You need to register any new business. Every country has different regulations for this, so research exactly what you need to do in your location.
Business Tip: Many customers find their products and services online. Make sure that you have an updated and informative website.
Business Tip: Design a business logo. A well-designed, relevant logo can have an instant impact on your customers and leave a lasting impression.
Business Tip: Choose a business name that's unique, available and relevant.
Stokvel Tip: Keep the number of stokvel meetings to a level to ensure all members are aware of what's expected of them and what the status of the stokvel is.
Stokvel Tip: The benefits of contributing to a stokvel can give you a psychological boost by making you feel less worried and anxious.
Stokvel Tip: It is important to hold members to the standards of the stokvel, especially when amounts are loaned from the stokvel, as fraud can occur.
Stokvel Tip: Some stokvels work in phases, such as claiming the first phase to be to reach 100 members and the second to invest the collected yearly amount.
Stokvel Tip: If a stokvel requires you to recruit members to secure a larger payout on your behalf, it is likely to be a ponzi scheme. You should avoid these.
Stokvel Tip: It pays to be vigilant! Constantly check bank statements to track the stokvel's payments and the total balance.
Stokvel Tip: Even though stokvels are largely informal, they can register with the National Stokvel Association to provide some level of legitimacy.
Stokvel Tip: Stokvels can ease economic burdens by keeping up with inflation, and members' payments can increase to keep pace with the inflation rate.
Save Money: Depending on the type of loans you have, it could be worthwhile to consolidate your student loans into one low-rate package.
Save Money: Go through your cellphone bill, look for services you don't use, and ditch them. You could even switch to a cheaper network.
Save Money: If you live near anyone you work with, you might both be able to benefit by carpooling to work.
Save Money: Buy staple items in bulk. For example, trash bags, laundry detergent, diapers, dishwashing liquid, toilet paper, etc.
Save Money: If you have a simple hairstyle, try to cut your own hair or ask a friend to trim your hair for you. This will save you tons of money.
Save Money: If the city's transport system is available to you, take it to work instead of driving your car. It's cheaper and you wont need to pay for parking.
Save Money: Grow your own herbs and vegetables. Caring for them is an inexpensive hobby and can save you on grocery bills.
Save Money: Inflate your tyres. Ensuring that your tyres are always at the recommended level will lower your fuel consumption and save on petrol money.
