Make it big: Success is not the key to happiness. Happiness is the key to success. If you love what you are doing, you will be successful. Albert Schweitzer.
Make it big: A strong, positive self-image is the best possible preparation for success. Joyce Brothers.
Make it big: Your positive action combined with positive thinking results in success. Shiv Khera.
Make it big: Success is no accident. It's hard work, perseverance, learning, sacrifice, and most of all, love of what you're doing or learning to do. Pele.
Make it big: Put your heart, mind, and soul into even your smallest acts. This is the secret of success. Swami Sivananda.
Make it big: What's money? A man is a success if he gets up in the morning and goes to bed at night, and in-between does what he wants to do. Bob Dylan.
Make it big: Successful people are always looking for opportunities to help others. Unsuccessful people are asking, 'What's in it for me?' Brian Tracy.
Make it big: The most important single ingredient in the formula of success is knowing how to get along with people. Theodore Roosevelt.
Business Tip: You need to register any new business. Every country has different regulations for this, so research exactly what you need to do in your location.
Business Tip: Many customers find their products and services online. Make sure that you have an updated and informative website.
Business Tip: Design a business logo. A well-designed, relevant logo can have an instant impact on your customers and leave a lasting impression.
Business Tip: Choose a business name that's unique, available and relevant.
Business Tip: Research the different types of business ownership models there are available, and which will be best for you, eg. a partnership.
Business Tip: Listen to the advice of experienced business-owners and entrepreneurs.
Business Tip: Get your family on board. Ask for their support. They should know that this will be a challenge financially and emotionally.
Business Tip: Find the right investors. Your investors need to share your passion and vision for the future of the business.
Stokvel Tip: If a stokvel requires you to recruit members to secure a larger payout on your behalf, it is likely to be a ponzi scheme. You should avoid these.
Stokvel Tip: It pays to be vigilant! Constantly check bank statements to track the stokvel's payments and the total balance.
Stokvel Tip: Even though stokvels are largely informal, they can register with the National Stokvel Association to provide some level of legitimacy.
Stokvel Tip: Stokvels can ease economic burdens by keeping up with inflation, and members' payments can increase to keep pace with the inflation rate.
Stokvel Tip: A reasonable stokvel guideline is that should a member miss more than three months' payment, then they forfeit their end of year pay-out.
Stokvel Tip: Members do not need to sign any documents, but enforcing the rules is one of the most important guidelines.
Stokvel Tip: Stokvels succeed beyond the purpose of money; they exist to improve the lives of its members.
Stokvel Tip: One benefit of stokvels is that contributions do not feel like a grudge expense, and thus members are more committed to contributing.
Save Money: If you need work done on your house, make sure you shop around and compare quotes. Also, ask about any hidden or extra fees.
Save Money: If you're going on holiday, plan and budget very carefully. Research in advance the cheapest restaurants and activities, and don't spend on impulse.
Save Money: Instead of buying textbooks or books for leisure, first check if your local library has them, so you can read them for free.
Save Money: See if you can consolidate all of your debt into one loan, to save on service fees and interest.
Save Money: Eat breakfast. Eating a healthy breakfast fills you up with energy for the day while also curbing your desire for a big, expensive lunch.
Save Money: When you pick up an item and add it to your trolley, stop for 10 seconds, ask yourself why you're buying it, and whether you actually need it.
Save Money: Get crafty, and make your own gifts and cards at home instead of buying them. Take a look online to find craft ideas.
Save Money: If you're paying a monthly fee for your bank account, research what other banking offers are available. You might find a better option.
