Debt
Make it big: Success is a science; if you have the conditions, you get the result. Oscar Wilde.
Make it big: Patience, persistence and perspiration make an unbeatable combination for success. Napoleon Hill.
Make it big: Success is where preparation and opportunity meet. Bobby Unser.
Business Tip: Turn down or give away work that you don't love. Focus on what you want to be known for.
Business Tip: Don't try to do it all. Your role as a business-owner should be to provide the vision, strategy and goals for your company.
Business Tip: Invest in PR and search engine optimisation (SEO). To succeed as a business today, you need to be good at marketing.
Stokvel Tip: Plan ahead and ensure that you receive a windfall amount when it is needed and not before, otherwise you will be tempted.
Stokvel Tip: It is wise to join a burial society stokvel to cover funeral costs, as you are able to claim for burial costs much quicker, and can opt out easier.
Stokvel Tip: When joining a stokvel, see if the savings account offers tax-free solutions for member contributions.
Save Money: Turn your geyser off when you're not using it, and back on an hour before you need hot water. You'll save big on your electricity bill.
Save Money: Freeze perishable food that you've bought in bulk. Don't let it go off, or it'll be a huge waste of money.
Save Money: Join the mailing lists of discount websites, so you can stay up to date with daily deals and discounts.