Debt
Make it big: It's fine to celebrate success, but it is more important to heed the lessons of failure. Bill Gates.
Make it big: Think little goals and expect little achievements. Think big goals and win big success. David Joseph Schwartz.
Make it big: The arrogance of success is to think that what you did yesterday will be sufficient for tomorrow. W. Pollard.
Business Tip: Turn down or give away work that you don't love. Focus on what you want to be known for.
Business Tip: Don't try to do it all. Your role as a business-owner should be to provide the vision, strategy and goals for your company.
Business Tip: Invest in PR and search engine optimisation (SEO). To succeed as a business today, you need to be good at marketing.
Stokvel Tip: Plan ahead and ensure that you receive a windfall amount when it is needed and not before, otherwise you will be tempted.
Stokvel Tip: It is wise to join a burial society stokvel to cover funeral costs, as you are able to claim for burial costs much quicker, and can opt out easier.
Stokvel Tip: When joining a stokvel, see if the savings account offers tax-free solutions for member contributions.
Save Money: Recycle wrapping paper. Don't waste money on wrapping paper when you can re-use perfectly good paper from a recent present.
Save Money: Being properly insured may cost you a bit of money up front, but it can save you a ton of money should something horrible happen.
Save Money: To save money while paying off your debt, you need to pay off the highest interest rate debt first.