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Make it big: Accept responsibility for your life. Know that it is you who will get you where you want to go, no one else. Les Brown.
Make it big: Doing the best at this moment puts you in the best place for the next moment. Oprah Winfrey.
Make it big: If you quit once, it becomes a habit. Never quit! Michael Jordan.
Business Tip: Owning a business is not for the weak in spirit. You need a strong mind and heart to face the day-in and day-out work.
Business Tip: If you want to start a business without a lot of money, either try to increase your capital from outside sources, or reduce your needs and costs.
Business Tip: Know where your customers spend time online. You don’t have to be everywhere, just where your customers are. Communicate with them there.
Stokvel Tip: A stokvel constitution must have an executive of at least one chairperson, a secretary and a treasurer. They have the signing power with the banks.
Stokvel Tip: When registering stokvel members, they must include their personal details and residential addresses to make it easier for tracking purposes.
Stokvel Tip: When you have chosen a bank account, be sure to set up notifications whenever there is activity on the account so that there is transparency.
Save Money: Be a savvy shopper. If you really need something new, check out the sale racks at different stores first. Try to never buy an item at full price.
Save Money: Make sure that you pay all of your installments on time, to avoid late payment penalty fees and extra interest.
Save Money: Look for electricity-efficient appliances and electronics when purchasing new ones, as this can make a huge difference to your electricity bill.