Quick Hot Tips

• Save Money: Go through all your things, and find those that you aren’t using or don’t need. There are websites where you can sell your things second hand.

• Save Money: The need for instant gratification is a sure way to damage your finances. To make sure you really want it, wait 30 days before buying any luxuries.

• Save Money: Write down all of your expenses for one month. Then, analyse where you are wasting money, such as fast food, and try to cut back.

• Save Money: Eat less meat. Meat is very expensive when you consider its nutritional value, especially as compared to vegetables and fruits.

• Save Money: Spend some time with an Human Resources person at work to learn about all the benefits of your job – you might be surprised at what you find.

• Save Money: Go through your cellphone bill, look for services you don’t use, and ditch them. You could even switch to a cheaper network.

• Save Money: If you live near anyone you work with, you might both be able to benefit by carpooling to work.