Make it big: Success is walking from failure to failure with no loss of enthusiasm. Winston Churchill.
Make it big: It is always the start that requires the greatest effort. J. C. Penney.
Make it big: I have not failed. I've just found 10 000 ways that won't work. Thomas Edison.
Make it big: If hard work is the key to success, most people would rather pick the lock. Claude McDonald.
Make it big: I never took a day off in my twenties. Not one. Bill Gates.
Make it big: It's not about ideas; it's about making ideas happen. Scott Belsky.
Make it big: If you're passionate about something and you work hard, then I think you will be successful. Pierre Omidyar.
Make it big: The only time you fail is when you fall down and stay down. Stephen Richards.
Business Tip: You may have a great talent for something, but if people aren't willing to pay you for the product or service, it won't work as a business.
Business Tip: Everything about you, and the way you do business, needs to let people know that you are a professional running a serious business.
Business Tip: When you're starting a business, you need to become an expert on your industry, products and services if you're not already.
Business Tip: Don't wait until you've officially started your business before getting clients or customers; our business can't survive without them.
Business Tip: Start your business while you are still employed. This means money in your pocket while you're going through the start-up process.
Business Tip: Set your launch date within a buffer zone. Plan to be ready at least 10 days before you need to actually launch and avoid unnecessary strain.
Business Tip: Unless your family members have the money to lose, don’t borrow from their retirement or savings. If you lose their money, it will haunt you.
Business Tip: Owning a business is not for the weak in spirit. You need a strong mind and heart to face the day-in and day-out work.
Stokvel Tip: A constitution is an important document that must be drawn up when you start a stokvel. Think of it as the group's guidebook.
Stokvel Tip: Make an event of stokvel meetings, such as hosting a braai at a member's home or visiting a park with all members in attendance.
Stokvel Tip: Remind members on a regular basis of the stokvel's values and goals to maintain drive and discipline.
Stokvel Tip: If possible, join and contribute to multiple stokvels to maximise opportunities for payouts and to cushion the burdens of financial emergencies.
Stokvel Tip: Consider doing trust-building exercises or team sports to build the trust and create bonds between stokvel members.
Stokvel Tip: If possible, make use of a security safe to store important stokvel documents and possible petty cash for members.
Stokvel Tip: A stokvel should not be considered a viable income source, but rather as an occasional cash inflow. Plan accordingly around it.
Stokvel Tip: Remember to keep in mind any special needs that members may have, such as the elderly needing assistance with their banking.
Save Money: Instead of just picking up the ordinary brand of an item you buy, try out the store brand or generic version of the item.
Save Money: Do holiday shopping in advance after the holidays. For example, get wrapping paper, cards, bows, and gift bags the day after Christmas.
Save Money: Make your own gifts or give your time. For example, you could give new parents an evening of babysitting as a gift – they will love it!
Save Money: Remove your credit card numbers from your online accounts. Having to type it in manually each time will act as a deterrent.
Save Money: Keep your hands clean. You'll protect yourself from viruses and bacteria, and end up saving on medical bills and lost productivity.
Save Money: Do a maintenance check on your appliances such as your refrigerator, dryers, cooling units. The cleaner you keep them, the longer they'll last.
Save Money: It's easy to spend money just to wind down from a stressful day at work. Find other ways to de-stress, eg. exercise, meditation, reading, etc.
Save Money: Do a price comparison and find a cheaper grocery store. Keep track of the 20 things you use the most, and base your comparison on these items.