Make it big: Success is walking from failure to failure with no loss of enthusiasm. Winston Churchill.
Make it big: It is always the start that requires the greatest effort. J. C. Penney.
Make it big: I have not failed. I've just found 10 000 ways that won't work. Thomas Edison.
Make it big: If hard work is the key to success, most people would rather pick the lock. Claude McDonald.
Make it big: I never took a day off in my twenties. Not one. Bill Gates.
Make it big: It's not about ideas; it's about making ideas happen. Scott Belsky.
Make it big: If you're passionate about something and you work hard, then I think you will be successful. Pierre Omidyar.
Make it big: The only time you fail is when you fall down and stay down. Stephen Richards.
Business Tip: Stick a post-it note on your computer with your business goals, and look at it daily.
Business Tip: If you find an industry niche, don't be afraid to specialise. It may set you apart from the competition.
Business Tip: Learn to read and write effective agreements. The more effective your agreements are, the better your business relationships will be.
Business Tip: People miss out on reaching their full potential because they never start. They are busy planning and waiting for the best time to start, instead.
Business Tip: Protect and defend your intellectual property. Research the difference between a copyright, trademark, trade secret and patent.
Business Tip: Trust your gut. This phrase is often repeated but rarely understood. It means that your instincts are an extremely valuable decision-making tool.
Business Tip: Know when and when not to be transparent to your employees. Transparency is as detrimental at some times as it is beneficial at others.
Business Tip: Always make sure there is and will be enough cash in the bank. The most common business failure is running out of cash.
Stokvel Tip: Choose a day of the week that is most convenient for stokvel members to pay their contributions, typically on payday or the Monday thereafter.
Stokvel Tip: Stokvels can be a big hand up if banks won't offer you any loans, but make sure they are well-managed and pay out on time.
Stokvel Tip: The size of the stokvel 'pot' will determine how often the payout must rotate. The larger the sum, the longer the rotation to each member.
Stokvel Tip: Everyone in the stokvel has a voice, but limit the number of people who handle the money to at least three to establish accountability.
Stokvel Tip: There are plenty of organisations nationwide that can provide support, advice and assistance with your stokvel so make good use of them.
Stokvel Tip: Formalise as much of the stokvel structure as possible to improve transparency and avoid relationships turning sour.
Stokvel Tip: Stokvels are typically used for investments, groceries, funerals and savings. Know which one you want to join and contribute to.
Stokvel Tip: Stokvels offer a low-risk investment option if you do not want the paperwork of a large bank and a far more simple solution.
Save Money: Buy quality appliances that will last. It's worth the time to do a bit of research when you buy a new appliance.
Save Money: Turn off the lights. Keeping the lights on in your home may not be expensive on a per-watt basis, but it sure does cost money over time.
Save Money: Stop smoking. If you want to add years to your life and save a boatload of money, the easiest thing to do is to stop smoking altogether.
Save Money: Instead of eating fast food or convenience foods when you get home, rather make a larger healthier meal that will last you a few days.
Save Money: Drink a big glass of water before each meal in order to stay fuller longer and ultimately eat less. It'll save on food bills and it's healthy.
Save Money: Go through your closets, and find anything and everything you no longer use. Then, sell it online at an auction, or at a garage sale.
Save Money: Lots of interest on your credit cards? If you've been making your payments, you can negotiate your current interest rate with your bank.
Save Money: Don't spend big money entertaining your children. Most can be entertained very affordably. Plus, what children really want is your time not money.
