Make it big: Act the way you'd like to be, and soon you'll be the way you'd like to act. Bob Dylan.
Make it big: The way of success is the way of continuous pursuit of knowledge. Napoleon Hill.
Make it big: The test of success is not what you do when you are on top. Success is how high you bounce when you hit the bottom. George S. Patton, Jr.
Make it big: The thermometer of success is merely the jealousy of the malcontents. Salvador Dali.
Make it big: Doubt kills more dreams than failure ever will. Suzy Kassem.
Make it big: To succeed in life, you need three things: a wishbone, a backbone, and a funnybone. Reba McEntire.
Make it big: If you believe you can, you might. If you know you can, you will. Steve Maraboli.
Make it big: There is no failure except in no longer trying. Elbert Hubbard.
Business Tip: Make sure you understand the labour laws so that your employees are getting their due leave and benefits. A lawsuit is expensive.
Business Tip: You shouldn't focus on why you can't do something, which is what most people do. You should focus on why perhaps you can.
Business Tip: Be careful of using all your own money to start your business. Find investors, because you don't want to end up without means if things go wrong.
Business Tip: Perfect the art of being frugal. Don't focus on expensive cars or fancy offices, because money is the life-blood of your business.
Business Tip: Create your own definition of success. Don't compare your business journey to those of others, but stick to your own goals.
Business Tip: Maintaining mental wellbeing is vital for your success. Spend few minutes daily on simple mind management techniques, such as meditation.
Business Tip: If you've been up and running for a while, remember why you started your business. Does your current business achieve this goal?
Business Tip: Learn to remain calm during stressful situations. You don't want a reputation as someone who screams and shouts at employees or colleagues.
Stokvel Tip: Informal savings plans such as stokvels offer less constraint than a savings account at a bank, but they do not have the same level of security.
Stokvel Tip: Research shows that investment stokvels are mostly used by males, and grocery stokvel members are mostly used by women.
Stokvel Tip: The perception that stokvels are for 'old women in poor communities' is rapidly changing, as more high-income earners are joining stokvels.
Stokvel Tip: Market research shows that R44 billion is saved collectively across 820 000 stokvels in South Africa, proof of their financial power and influence.
Stokvel Tip: Stokvels offer insight into local politics and can be engines for change, especially if members are connected to local civil and community leaders.
Stokvel Tip: Networking is an invaluable skill, as it can help grow a stokvel by gathering new members and increasing the monthly collected amount.
Stokvel Tip: Stokvels have the potential of becoming financial institutions such as Young Women in Business Network, which caters to black entrepreneurs.
Stokvel Tip: Some wealthy stokvels are known to donate a percentage of each contribution to an agreed-upon charity to put money back into the local community.
Save Money: Do holiday shopping in advance after the holidays. For example, get wrapping paper, cards, bows, and gift bags the day after Christmas.
Save Money: Make your own gifts or give your time. For example, you could give new parents an evening of babysitting as a gift – they will love it!
Save Money: Remove your credit card numbers from your online accounts. Having to type it in manually each time will act as a deterrent.
Save Money: Keep your hands clean. You'll protect yourself from viruses and bacteria, and end up saving on medical bills and lost productivity.
Save Money: Do a maintenance check on your appliances such as your refrigerator, dryers, cooling units. The cleaner you keep them, the longer they'll last.
Save Money: It's easy to spend money just to wind down from a stressful day at work. Find other ways to de-stress, eg. exercise, meditation, reading, etc.
Save Money: Do a price comparison and find a cheaper grocery store. Keep track of the 20 things you use the most, and base your comparison on these items.
Save Money: If you aren't able to get rid of using credit cards, then at least keep it in a safe place at home and not in your wallet where you may use it.