Make it big: Success is a lousy teacher. It seduces smart people into thinking that they can't lose. Bill Gates.
Make it big: Success is a science; if you have the conditions, you get the result. Oscar Wilde.
Make it big: Patience, persistence and perspiration make an unbeatable combination for success. Napoleon Hill.
Make it big: Success is where preparation and opportunity meet. Bobby Unser.
Make it big: For success, attitude is equally as important as ability. Walter Scott.
Make it big: Success is a journey, not a destination. The doing is often more important than the outcome. Arthur Ashe.
Make it big: Without continual growth and progress, such words as improvement, achievement, and success have no meaning. Benjamin Franklin.
Make it big: Success is not the key to happiness. Happiness is the key to success. If you love what you are doing, you will be successful. Albert Schweitzer.
Business Tip: If your idea is rejected by customers or investors, don't give up. Rather use their criticisms to help you to improve your idea.
Business Tip: Chances are that your original idea may need to be modified. Being flexible to your customers demands will a greater chance of success.
Business Tip: Before launching your business, plan your marketing, sales and branding ideas. Use social media – having an online presence is key.
Business Tip: Create a maintenance list for when you have your business up and running. Remember to add tasks such as inventory, website updates and payroll.
Business Tip: When you find an idea that you just can't stop thinking about, that's probably a good one to pursue.
Business Tip: No matter what you do, it's important to have a strong personal brand. A brand and reputation gives you security as an entrepreneur.
Business Tip: Work with people you like. If you don't, you'll spend your time unhappy, and you'll never be able to maximise your opportunities.
Business Tip: Befriend a competitor. Explore collaborations and refer unwanted business to each other.
Stokvel Tip: Some stokvels offer the option to borrow from the group account, with a varying interest rate. This depends on the amount needed and for how long.
Stokvel Tip: The average contribution each month for a burial stokvel is R210. Investment stokvels are much higher, with amounts ranging between R300 and R500.
Stokvel Tip: The most popular stokvels are savings, burial, grocery, birthday and investment-savings groups.
Stokvel Tip: Anyone can join a stokvel. If you are able to contribute the required amount on the a regular basis and are acceptable, then you can join.
Stokvel Tip: Stokvels usually do not have any interest charged on outstanding contributions, so if you fall behind you only pay the amount you missed.
Stokvel Tip: The majority of stokvels are concentrated in Gauteng, followed by Limpopo then Kwa-Zulu Natal. Finding one in these areas is not difficult.
Stokvel Tip: Choose a day of the week that is most convenient for stokvel members to pay their contributions, typically on payday or the Monday thereafter.
Stokvel Tip: Stokvels can be a big hand up if banks won't offer you any loans, but make sure they are well-managed and pay out on time.
Save Money: To put your debt into terms that are easy to understand, make a giant progress bar and keep this in a place where you will see it often.
Save Money: If you have an extra bedroom or in-law suite that's not being used, try renting it out on a site like Airbnb.com.
Save Money: Avoid going to shopping centres unless you actually need to purchase something. It may be fun, but it is packed with temptation.
Save Money: If you are choosing a car to buy, go for a reliable and fuel-efficient car. It will save you thousands over the long haul.
Save Money: Instead of just picking up the ordinary brand of an item you buy, try out the store brand or generic version of the item.
Save Money: Do holiday shopping in advance after the holidays. For example, get wrapping paper, cards, bows, and gift bags the day after Christmas.
Save Money: Make your own gifts or give your time. For example, you could give new parents an evening of babysitting as a gift – they will love it!
Save Money: Remove your credit card numbers from your online accounts. Having to type it in manually each time will act as a deterrent.
