Make it big: Self-belief and hard work will always earn you success. Virat Kohli.
Make it big: Ambition is the path to success. Persistence is the vehicle you arrive in. Bill Bradley.
Make it big: Many of life's failures are people who did not realise how close they were to success when they gave up. Thomas Edison.
Make it big: Success doesn't count unless you earn it fair and square. Michelle Obama.
Make it big: Success is getting what you want. Happiness is wanting what you get. Dale Carnegie.
Make it big: At the end of the day, you are solely responsible for your success and your failure. Erin Cummings.
Make it big: Success is a lousy teacher. It seduces smart people into thinking that they can't lose. Bill Gates.
Make it big: Success is a science; if you have the conditions, you get the result. Oscar Wilde.
Business Tip: Know when and when not to be transparent to your employees. Transparency is as detrimental at some times as it is beneficial at others.
Business Tip: Always make sure there is and will be enough cash in the bank. The most common business failure is running out of cash.
Business Tip: Start now. There are many factors that go into becoming a success in business, but the one factor that is required is taking immediate action.
Business Tip: Find the intersection between what people are willing to pay for, and what product you can offer that is aligned with your strengths and goals.
Business Tip: A good idea is not enough. Businesses aren't just about ideas; businesses are about execution.
Business Tip: Don't spend money until you have the money to spend.
Business Tip: Get all of your partnerships and investment deals in writing. You may be on good terms with them now, but things may change over time.
Business Tip: Ask your customers for their feedback, and really listen to them. Customer feedback is critical to success from the beginning.
Stokvel Tip: Some stokvels offer the option to borrow from the group account, with a varying interest rate. This depends on the amount needed and for how long.
Stokvel Tip: The average contribution each month for a burial stokvel is R210. Investment stokvels are much higher, with amounts ranging between R300 and R500.
Stokvel Tip: The most popular stokvels are savings, burial, grocery, birthday and investment-savings groups.
Stokvel Tip: Anyone can join a stokvel. If you are able to contribute the required amount on the a regular basis and are acceptable, then you can join.
Stokvel Tip: Stokvels usually do not have any interest charged on outstanding contributions, so if you fall behind you only pay the amount you missed.
Stokvel Tip: The majority of stokvels are concentrated in Gauteng, followed by Limpopo then Kwa-Zulu Natal. Finding one in these areas is not difficult.
Stokvel Tip: Choose a day of the week that is most convenient for stokvel members to pay their contributions, typically on payday or the Monday thereafter.
Stokvel Tip: Stokvels can be a big hand up if banks won't offer you any loans, but make sure they are well-managed and pay out on time.
Save Money: Anytime you need something, see if you can source it for free first.
Save Money: If you're attending a fancy events, think about renting your dress or suit instead of buying an expensive option that you might only wear once.
Save Money: While it's tempting to buy all those super cute baby clothes, keep in mind that babies and toddlers outgrow their clothes in a matter of months.
Save Money: Buy an at-home manicure set and learn to do your own nails, instead of paying the nail salon.
Save Money: Don't purchase last-minute convenience gifts. When you find a great buy, stock up on a few so that you are prepared for the future.
Save Money: At the beginning of the month, decide on how much money will be set aside for fun and entertainment. When that money is gone, quit spending.
Save Money: Plan your meals out on a weekly basis, and only buy what you need.
Save Money: Instead of buying flavoured bottled drinks, add a hint of flavour to tap water by infusing it with slices of lemon, cucumber and mint.