Make it big: Success is a journey, not a destination. The doing is often more important than the outcome. Arthur Ashe.
Make it big: Without continual growth and progress, such words as improvement, achievement, and success have no meaning. Benjamin Franklin.
Make it big: Success is not the key to happiness. Happiness is the key to success. If you love what you are doing, you will be successful. Albert Schweitzer.
Make it big: A strong, positive self-image is the best possible preparation for success. Joyce Brothers.
Make it big: Your positive action combined with positive thinking results in success. Shiv Khera.
Make it big: Success is no accident. It's hard work, perseverance, learning, sacrifice, and most of all, love of what you're doing or learning to do. Pele.
Make it big: Put your heart, mind, and soul into even your smallest acts. This is the secret of success. Swami Sivananda.
Make it big: What's money? A man is a success if he gets up in the morning and goes to bed at night, and in-between does what he wants to do. Bob Dylan.
Business Tip: No matter what you do, it's important to have a strong personal brand. A brand and reputation gives you security as an entrepreneur.
Business Tip: Work with people you like. If you don't, you'll spend your time unhappy, and you'll never be able to maximise your opportunities.
Business Tip: Befriend a competitor. Explore collaborations and refer unwanted business to each other.
Business Tip: Help others work with you by creating an instruction manual for yourself on how you work best.
Business Tip: Try to read at least one business article a week. It will expand your thinking as an entrepreneur.
Business Tip: Be grateful. Thank colleagues and advisors that help and support you along the way, because they'll be more likely to stick around.
Business Tip: Leverage your expertise. Do people know how much you know? If not, start telling them.
Business Tip: Get clarity on how you spend your time. Write a job description for yourself.
Stokvel Tip: Some stokvels offer the option to borrow from the group account, with a varying interest rate. This depends on the amount needed and for how long.
Stokvel Tip: The average contribution each month for a burial stokvel is R210. Investment stokvels are much higher, with amounts ranging between R300 and R500.
Stokvel Tip: The most popular stokvels are savings, burial, grocery, birthday and investment-savings groups.
Stokvel Tip: Anyone can join a stokvel. If you are able to contribute the required amount on the a regular basis and are acceptable, then you can join.
Stokvel Tip: Stokvels usually do not have any interest charged on outstanding contributions, so if you fall behind you only pay the amount you missed.
Stokvel Tip: The majority of stokvels are concentrated in Gauteng, followed by Limpopo then Kwa-Zulu Natal. Finding one in these areas is not difficult.
Stokvel Tip: Choose a day of the week that is most convenient for stokvel members to pay their contributions, typically on payday or the Monday thereafter.
Stokvel Tip: Stokvels can be a big hand up if banks won't offer you any loans, but make sure they are well-managed and pay out on time.
Save Money: Do holiday shopping in advance after the holidays. For example, get wrapping paper, cards, bows, and gift bags the day after Christmas.
Save Money: Make your own gifts or give your time. For example, you could give new parents an evening of babysitting as a gift – they will love it!
Save Money: Remove your credit card numbers from your online accounts. Having to type it in manually each time will act as a deterrent.
Save Money: Keep your hands clean. You'll protect yourself from viruses and bacteria, and end up saving on medical bills and lost productivity.
Save Money: Do a maintenance check on your appliances such as your refrigerator, dryers, cooling units. The cleaner you keep them, the longer they'll last.
Save Money: It's easy to spend money just to wind down from a stressful day at work. Find other ways to de-stress, eg. exercise, meditation, reading, etc.
Save Money: Do a price comparison and find a cheaper grocery store. Keep track of the 20 things you use the most, and base your comparison on these items.
Save Money: If you aren't able to get rid of using credit cards, then at least keep it in a safe place at home and not in your wallet where you may use it.
