Make it big: Those who cannot work with their hearts achieve but a hollow, half-hearted success that breeds bitterness all around. A. P. J. Abdul Kalam.
Make it big: The secret of your success is determined by your daily agenda. John C. Maxwell.
Make it big: Never mind what others do; do better than yourself, beat your own record from day to day, and you are a success. William J. H. Boetcker.
Make it big: I'd rather be a failure at something I love than a success at something I hate. George Burns.
Make it big: Without an open-minded mind, you can never be a great success. Martha Stewart.
Make it big: Success is nothing more than a few simple disciplines, practised every day. Jim Rohn.
Make it big: Success usually comes to those who are too busy to be looking for it. Henry David Thoreau.
Make it big: If you were successful, somebody along the line gave you some help. Barack Obama.
Business Tip: You don't always need to pay for expensive software. Check freeware and open source software for programs for your business first, before buying.
Business Tip: Keep up to date with the new technology coming out all the time, and see if any of it will male running your business easier.
Business Tip: Keep your body moving. Running your own business can be stressful. Go out for a run, head to the gym or attend a yoga class.
Business Tip: Work on your communication skills. You need to able to clearly and calmly communicate with your investors, colleagues and employees.
Business Tip: Don't try to do everything yourself. A good leader knows how to delegate and manage effectively.
Business Tip: People who are successful often credit their success to a mentor or a group of mentors who really helped guide them to get to where they are.
Business Tip: Don't do something that you won't enjoy. You know what you love; find a way for it to make you money, or you're setting yourself up for failure.
Business Tip: Don't be afraid of change. Your market might change over time, and you will need to adapt your business focus to keep up.
Stokvel Tip: Some stokvels offer the option to borrow from the group account, with a varying interest rate. This depends on the amount needed and for how long.
Stokvel Tip: The average contribution each month for a burial stokvel is R210. Investment stokvels are much higher, with amounts ranging between R300 and R500.
Stokvel Tip: The most popular stokvels are savings, burial, grocery, birthday and investment-savings groups.
Stokvel Tip: Anyone can join a stokvel. If you are able to contribute the required amount on the a regular basis and are acceptable, then you can join.
Stokvel Tip: Stokvels usually do not have any interest charged on outstanding contributions, so if you fall behind you only pay the amount you missed.
Stokvel Tip: The majority of stokvels are concentrated in Gauteng, followed by Limpopo then Kwa-Zulu Natal. Finding one in these areas is not difficult.
Stokvel Tip: Choose a day of the week that is most convenient for stokvel members to pay their contributions, typically on payday or the Monday thereafter.
Stokvel Tip: Stokvels can be a big hand up if banks won't offer you any loans, but make sure they are well-managed and pay out on time.
Save Money: Make sure that the pressure in your tyres is correct, as this will improve your car's fuel efficiency, and save money on petrol.
Save Money: Love buying video games? Save money by finishing the ones you have first, before moving on. Consider selling old ones as well.
Save Money: Try a smartphone banking app to help you set savings goals and easily transfer money into savings from your current account.
Save Money: Need new clothes? Try out vintage and second-hand stores. You can often find great items at shockingly low prices.
Save Money: When buying medication, ask for a generic. It has the same active ingredients at a fraction of the cost of the original medication.
Save Money: Don't shop while hungry. You'll be tempted to spend more on food and snacks.
Save Money: Instead of buying lunch every day, make lunch at home and bring it with you. The savings will really add up.
Save Money: Always shop around for the best price. Go to multiple stores to find the cheapest prices for what you need.
