Make it big: There are no secrets to success. It is the result of preparation, hard work, and learning from failure. Colin Powell.
Make it big: Our greatest fear should not be of failure, but of succeeding at things in life that don’t really matter. Francis Chan.
Make it big: People rarely succeed unless they have fun in what they are doing. Dale Carnegie.
Make it big: The road to success and the road to failure are almost exactly the same. Colin R. Davis.
Make it big: The only place where success comes before work is in the dictionary. Stubby Currence.
Make it big: Success is liking yourself, liking what you do, and liking how you do it. Maya Angelou.
Make it big: You may only succeed if you desire succeeding; you may only fail if you do not mind failing. Philippos.
Make it big: The most successful men in the end are those whose success is the result of steady accretion. Alexander Graham Bell.
Business Tip: When choosing a business location, think about your needs. Consider the opportunity for growth, and your proximity to suppliers or consumers.
Business Tip: Do additional research. Find out all the standard costs within your industry. This will help you to plan properly for your business expenses.
Business Tip: You need to have an excellent understanding of the sector you want to launch into. Gain some experience in that sector before launching.
Business Tip: Always keep in mind that success won't happen overnight. It's going to take some time before you make a profit.
Business Tip: Make sure that you take out business insurance as early as you can afford it. Choose an insurance package that best suits your business.
Business Tip: If your idea is rejected by customers or investors, don't give up. Rather use their criticisms to help you to improve your idea.
Business Tip: Chances are that your original idea may need to be modified. Being flexible to your customers demands will a greater chance of success.
Business Tip: Before launching your business, plan your marketing, sales and branding ideas. Use social media – having an online presence is key.
Stokvel Tip: Some stokvels offer the option to borrow from the group account, with a varying interest rate. This depends on the amount needed and for how long.
Stokvel Tip: The average contribution each month for a burial stokvel is R210. Investment stokvels are much higher, with amounts ranging between R300 and R500.
Stokvel Tip: The most popular stokvels are savings, burial, grocery, birthday and investment-savings groups.
Stokvel Tip: Anyone can join a stokvel. If you are able to contribute the required amount on the a regular basis and are acceptable, then you can join.
Stokvel Tip: Stokvels usually do not have any interest charged on outstanding contributions, so if you fall behind you only pay the amount you missed.
Stokvel Tip: The majority of stokvels are concentrated in Gauteng, followed by Limpopo then Kwa-Zulu Natal. Finding one in these areas is not difficult.
Stokvel Tip: Choose a day of the week that is most convenient for stokvel members to pay their contributions, typically on payday or the Monday thereafter.
Stokvel Tip: Stokvels can be a big hand up if banks won't offer you any loans, but make sure they are well-managed and pay out on time.
Save Money: Sign up for loyalty and rewards programmes at places where you shop often. The benefits and discounts will add up in the long run.
Save Money: Most people join gyms and then barely use their contracts. Instead of paying a gym lots of money, work out at home using YouTube videos.
Save Money: Wasting money on fast food due to tiredness? Cook meals over the weekend for the week ahead and freeze them. It'll save you in the long-run.
Save Money: Start a habit of saving right now, even in small amounts. One of the biggest regrets people have is they didn't start putting money away earlier.
Save Money: Make a list of what you need before shopping. Only get what's on your list, and don't be tempted by other things that look good.
Save Money: Plan your meals for the week, so you can buy exactly what you need, and in bulk. Dining out or buying takeout at the last minute is very expensive.
Save Money: Ignore brand names. Well-known brands, from clothes to food, are notoriously expensive and not necessarily worth the extra money.
Save Money: When buying products like meat and cheese, always check the unit price. Find the cheapest unit price, so you get more value for money.
