Quick Hot Tips

• Save Money: When you pick up an item and add it to your trolley, stop for 10 seconds, ask yourself why you’re buying it, and whether you actually need it.

• Save Money: Get crafty, and make your own gifts and cards at home instead of buying them. Take a look online to find craft ideas.

• Save Money: If you’re paying a monthly fee for your bank account, research what other banking offers are available. You might find a better option.